The Deen's ListTM
A service of Deen Capital Management, Inc. (www.deencapital.com)
Vol.4 #215 Thursday, October 19, 2006 3:31PM ET

Please read carefully our disclaimers at the end of this newsletter.

Market Stance: BULLISH (since July 28, 2006)

  Contents

Year-To-Date Performance
Bought 21st Century Holding Co. (TCHC)
Sold II-VI Inc. (IIVI) -2.3% (after commissions)
Open Positions
Subscription Information
Privacy Policy
Disclaimers
Contact Us

  Year-To-Date Performance

Year-To-Date as of October 18, 2006

Deen Capital+14.3%*
S&P 500+10.9%

* An average of managed accounts, net after commissions and fees. Individual account results may vary. See also www.deencapital.com/perform.htm. For information on managed accounts, see www.deencapital.com/mgdaccts.htm.

  Bought 21st Century Holding Co. (TCHC)

Net buy price in managed accounts* $22.72
Most recent close (Oct 18) $22.28
Net change (based on net buy price) +$0.44
Today's volume as of 3:15pm ET 43,840 ($1.0 million)
Average daily volume 76,300 ($1.7 million)
This year's earnings-per-share $2.96 (est)
Next year's earnings-per-share N/A
P/E using next year's earnings N/A
Earnings growth rate, next 5 years N/A
Web site http://www.21stcenturyholding.com

* The "Net buy price" is the total net purchase cost after commissions for all managed accounts divided by the total number of shares.

Today, Thursday, October 19, 2006, I bought TCHC, first for client accounts, then for my personal accounts. 21st Century Holding Company, through its subsidiaries, is involved in insurance underwriting, distribution, and claims processing. The Company underwrites personal automobile insurance and mobile home property and casualty insurance in Florida. 21st Century also offers premium financing to its own and third-party insureds.

Here's why I bought this stock:

+ Recent Breakout: On Tue Oct 3, this stock broke out of a 9-month trading range on huge volume (more than 8x average). The stock was up 12.6% that day. Since then, strength has continued

+ News: Also on Oct 3, the company issued guidance for 2006 and 2007 earnings. They expect to earn approximately $3.00 per share in 2006, and $4.00 to $5.00 in 2007.

(There are no First Call estimates on this little-known stock.)

+ Excellent and accelerating recent sales growth. Here are the quarterly year-to-year sales growth rates from the last four quarters, in chronological order: -2%, +22%, +15%, and, most recently, for the quarter ended June 30, +31% to $32.3 million.

+ Excellent and accelerating recent earnings-per-share growth. Here are the quarterly EPS figures for the last eight quarters:

Sep 05 vs Sep 04: $0.28 vs ($2.80)
Dec 05 vs Dec 04: $0.21 vs ($0.56)
Mar 06 vs Mar 05: $0.83 vs  $0.73
Jun 06 vs Jun 05: $1.19 vs  $0.46

+ Valuation: At less than 6 times the low end of the company's projection for next year's earnings, the stock is attractively priced.

+ The company's industry group ("Insurance - Prop/Cas/Titl") is ranked #30 for relative strength out of 197 industry groups tracked by Investor's Business Daily. This ranking changes daily, and it has been generally rising over recent weeks and months.

+ The stock's 200-day moving average is rising, indicating a long-term uptrend.

-KD, October 19, 2006

  Sold II-VI Inc. (IIVI) -2.3% (after commissions)

Net sell price in managed accounts* $24.44
Date(s) bought Sep 15 2006
Net buy price in managed accounts* $25.03
Holding period 4.9 weeks
Gain/loss in managed accounts -2.3% (after commissions)

* The net buy (sell) price is the total net cost (proceeds) after commissions for all managed accounts divided by the total number of shares.

This stock has shown no signs of follow-through since its breakout almost two weeks ago. Yesterday it closed, for the third time, marginally below my hard stop-loss price, which I had set at $28.80.

-KD, October 19, 2006

  Open Positions

Company Name Stock
Symbol
Buy
Date
NetBuy
Price*
Current
Price**
Weeks
Held
Gain
(Loss)
21st Century Holding Co.TCHC10/19/06$22.72$22.840.0+0.5%
Illumina, Inc.ILMN10/18/06$43.52$42.830.1-1.6%
EZCORP, Inc.EZPW10/13/06$42.47$44.510.9+4.8%
Rogers Corp.ROG10/10/06$69.65$70.561.3+1.3%
Interactive Intelligence IncININ10/06/06$15.34$17.161.9+11.9%
Research in MotionRIMM10/05/06$110.28$109.812.0-0.4%
Oracle Corp.ORCL10/04/06$18.16$18.812.1+3.6%
AZZ Inc.AZZ09/29/06$36.93$38.752.9+4.9%
Park Electrochemical Corp.PKE09/20/06$31.18$31.754.1+1.8%
Macrovision Corp.MVSN08/18/06$23.14$26.518.9+14.6%
Watson Wyatt & Co. HoldingsWW08/10/06$35.03$43.5810.0+24.4%
PeopleSupport, Inc.PSPT08/01/06$14.94$19.5011.3+30.6%
Average3.8+8.0%

* Net buy prices shown are the total net purchase cost after commissions for all managed accounts divided by the total number of shares.

** Current prices are at least 20 minutes old.

  Subscription Information

Welcome to The Deen's ListTM, an e-mail stock newsletter from Deen Capital Management, Inc.

My intention is to inform you as quickly as is practical regarding my stock market moves. When I buy or sell a stock, first I take care of client accounts, then I buy/sell for my personal account(s), and then, third, I send out this newsletter.

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  Privacy Policy

Your personal information, including your e-mail address, will be held in strict confidence by Deen Capital Management, Inc. We will not share it with or sell it to others.

  Disclaimers

All stocks discussed in The Deen's ListTM involve a high degree of risk. It should not be assumed that any stock discussed in The Deen's ListTM or purchased by Deen Capital Management, Inc. will be profitable.

Past performance is not necessarily indicative of future results.

The information contained herein has been compiled from sources deemed to be reliable; however, we are not responsible for its accuracy or completeness.

  Contact Us

Ken Deen
Deen Capital Management, Inc.
PO Box 30925
Santa Barbara, CA 93130
(805) 682-1870
deenslist@deencapital.com

Copyright © 2006 Deen Capital Management, Inc.